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Auden Auden Auden Website Terms and Conditions

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Website Terms and Conditions

This document sets out the Terms of the Site and any sub-domain e.g. The Site is operated by Auden. By accessing the Site, you agree to be bound by the Terms. Before using the Site, you should read these Terms carefully, as well as our Cookies Policy ('Cookies Policy') and Privacy Policy. Both our Cookies Policy and our Privacy Policy apply to use of the Site, and their terms are made a part of these Terms by this reference.

Auden Group Limited is:

Incorporated under the laws of England and Wales with company registration number 8649153 and its registered office at, Blue Tower, MediaCityUK, Manchester, M50 2ST.

Authorised and Regulated by the Financial Conduct Authority (FRN 674148).

Registered with the Information Commissioner's Office in compliance with the Data Protection Act 1998. Our registration number is ZA018626.

Site Terms

These Terms cover your use of the Site. Auden's Loan Terms & Conditions apply to any loan taken. If you take a loan, you must read both the Loan Terms and these Terms. To the extent that the Loan Terms & Conditions conflict with these Terms then the Loan Terms & Conditions will prevail.


Any personal data we process about you will be processed in accordance with our Privacy Policy and by using our site to transmit personal data you consent to such processing and you warrant that information provided by you is accurate.

Additionally, by using the Site, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the Site may be read or intercepted by others, notwithstanding Auden’s efforts to protect such transmissions.

Your Age

The products and services that we provide on the Site are intended for those who are at least 18 years of age. No information contained on the Site amounts to an invitation to anyone who is under 18 to buy any products or services.

Users of the Site

The Site is currently intended for those who access it from within the United Kingdom . Because of this we cannot guarantee that the Site or the information on it complies with law or regulation, or is appropriate for use, in other places.

You are responsible for making all arrangements necessary for you to have access to the Site. You are also responsible for ensuring that all persons who access the Site through your internet connection are aware of these Terms, and that they comply with them.

The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation.

Accessing the Site

Access to the Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on the Site without notice (see below). We will not be liable if for any reason the Site is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of the Site, or the entirety of the Site, to users who have registered with us.

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms.

Site Security

You must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. You must not attack the Site via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or to your downloading of any material posted on it, or on any website linked to it.

Third Party Sites and Endorsements

Where we provide hypertext links to other locations on the Internet, we do so for information purposes only. We are not responsible for the content of any other websites or pages linked from or linking to this Site. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking. Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.

No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our Site.

Intellectual Property

You may imprint, copy, download or temporarily store extracts from our Site for your personal information or when you use our products and services. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular no one may use a part of our Site on any other website, or link any other website to our Site, without our prior written permission.

The Site, its content, any materials downloaded from the Site, and all intellectual property, whether registered or unregistered, pertaining to or contained on the Site, including but not limited to copyright, patents, database rights, design rights and trademarks (collectively Content) are owned by, or licensed to, Auden unless otherwise noted. All right, title and interest in the Content shall remain the property of Auden and/or the relevant licensor.

You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit the Site, or any portion of the Site for any public or commercial use without the express written consent of Auden.

Internet Email

Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to Auden or any message sent by Auden to you over the Internet.

Social Media

Auden operates channels, pages and accounts on some social media sites to inform, assist and engage with customers. Unless stated otherwise, these are intended for UK customers. We monitor and record comments and posts made on these channels about Auden so that we can improve our services.

Auden is not responsible for any information posted on those sites other than information we have posted ourselves. We do not endorse the social media sites themselves, or any information posted on them by third parties or other users.

When you engage with Auden via social media your personal data may be stored on that social media site's servers, which are outside the control of Auden and may be in the US or elsewhere outside the EU. Any information posted to such sites may be accessed and read by the general public. It is not an appropriate forum to discuss customers' products or financial arrangements. Auden will not ask you to share personal, account or security information via social media sites, and you should not post such information on those channels.

Auden updates and monitors our social media accounts and welcomes feedback and ideas submitted via these channels. Auden endeavours to join the conversation whenever possible, however cannot guarantee to read or reply to all messages sent to official Auden social media accounts.

Emerging themes and helpful suggestions are passed to the relevant people within Auden for consideration, but no guarantee is made that any proposals will be acted upon.

Our Liability to You

The following clauses exclude or limit our legal liability for the Site. You should read them carefully. They all apply only as far as the law permits.

While we have taken reasonable steps to ensure the accuracy, currency, availability correctness and completeness of the information contained on the Site, information is provided on an "as is", "as available" basis and we do not give or make any warranty or representation of any kind, whether express or implied. The use of the Site is at your sole risk. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on the Site to the maximum extent permitted by law.

We do not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site. Auden does not promise that the Site or any content, document or feature of the Site will be error-free or uninterrupted, or that any defects will be corrected or that your use of the Site will provide specific results

Waiver, Validity and Entire Agreement

Any failure by Auden to exercise any rights or enforce any of these Terms of Use shall not constitute a waiver of such rights or terms.

If any provision of these Terms or their application in a particular circumstance is held to be invalid or unenforceable to any extent, the remainder of these Terms, or the application of such provision in other circumstances, shall not be affected and each provision of these Terms shall be valid and enforced to the fullest extent permitted by law.

These Terms constitute the entire agreement between you and Auden with regard to your use of the Site, and any and all other written or oral agreements or understandings previously existing between you and Auden with respect to such use are superseded and cancelled.

Governing law

The Terms are governed by and interpreted in accordance with the laws of England and Wales and the courts of England and Wales will have exclusive jurisdiction in respect of any dispute which may arise.

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